Our mission
tiqopay is Morocco's first escrow service built for the local market. We secure payments between buyers and sellers through a trust account, so that trust is no longer a barrier to online commerce.
E-commerce in Morocco has a trust problem
In Morocco, online payments are growing but distrust persists. Buyers hesitate to pay before receiving. Sellers hesitate to ship before being paid. The result: aborted transactions, cash on delivery, and an online market that can't reach its full potential.
Informal marketplaces (Facebook groups, Avito, Instagram) handle millions of transactions with zero protection. Scams are common, and nobody has recourse.
Traditional payment solutions don't solve this problem: they transfer money immediately, with no guarantee for either party.
0%
of Moroccan buyers prefer cash on delivery due to distrust
0x
more scams reported on C2C marketplaces since 2020
0M+
internet users in Morocco, a fast-growing digital market
A trusted third party between every buyer and seller
tiqopay holds funds in a secure trust account. Money is only released to the seller after the buyer confirms receipt. Simple, transparent, and risk-free for both parties.
What drives every decision we make
Money only moves when both parties are satisfied. No premature transfers, no bad surprises.
Fees displayed upfront, transaction status visible in real time. No hidden costs.
A single payment link is all you need to get started. No technical setup required for individuals.
Built for the Moroccan market, in dirhams, with CMI. Designed for local realities.
Key milestones
Recognizing the lack of trust in C2C transactions in Morocco. R&D begins on an escrow model adapted to the local market.
Building the infrastructure: REST API, CMI integration, trust account system, and user dashboard.
Opening to first users. Payment links, secured transactions, and early field feedback.
Expanding to marketplaces via API, Bank Al-Maghrib compliance process, and platform scaling.
The people behind tiqopay
A team passionate about fintech and convinced that online commerce in Morocco deserves better.
Founder & CEO
Software engineer passionate about fintech. Convinced that trust is the missing link in Moroccan e-commerce.
Built for trust
The security of your funds and data is our absolute priority.
Compliance process underway with Morocco's financial regulator.
Personal data protection in accordance with Moroccan regulations.
All sensitive data is encrypted at rest and in transit.
Every action is logged and timestamped for complete transparency.
Create your account, generate a payment link and share it. Your funds are protected from the very first dirham.
A responsive team ready to help with dispute resolution and transaction support via email.